Category: Finance

8 Pros and Cons of Bitcoin

No matter where you land on the financial spectrum — a traditionalist who favors hard cash or an investment aficionado — in this day and age, you’ve most certainly heard of cryptocurrency and maybe even some pros and cons of cryptocurrency. Cryptocurrency has become increasingly popular over the past few years, with roughly 14 percent…

What Are Conventional Loans? – MORTGAGE INSURANCE FOR INDIVIDUALS

WHAT ARE CONVENTIONAL LOANS? Conventional mortgages are homebuyer loans not provided or guaranteed by the government. Banks and credit unions offer conventional mortgages. Conventional loans are non-government-backed mortgages. Traditional loans include both conforming and non-conforming loans. Conventional conforming mortgages are governed by Fannie Mae and Freddie Mac (Freddie Mac). Some lenders may allow for non-conforming…

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